I'm playing LotR Online...the husband and I are giving it a try.  I'm a dirty, dirty MMO whore.  Am I allowed to say that here?   

Anyway, they are starting up a Free-to-Play in the Fall.  Our goal is to be above level 50 by then, but with our time restriction I doubt it.  Let's hope that the game attracts a nice crowd.
Server:  Silverlode (possibly changing to Vilya, depending on a group of other friends)
The game seems nice.  The quests flow together quite well and it's hard to stop playing when you need to.  I'm a level 19 Elven Minstrel and the husband is a Human Champion.  Surprisingly we are stepping out of the tank/healer role and playing the character that appeals to us the most.  It may change.  
We are quite new to the game, so I'm not a good representative on whether it's a good game or not.  If you have played before and have some insight, please feel free to share!